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We have been servicing clients on the Monterey Peninsula since January 1, 2000. The owner, Bob Mellino, has been in financing for over twenty years and has worked for such prestigious institutions as World Savings, Bank of New York, Continental Savings, and the Bank of Japan. We specialize in both residential and commercial loans.

 

Our real estate agents are local and know this area very well. We handle both residential and commercial properties.
Give us a call, we would be happy to talk with you.

 

Our clients say it best:

   

Joseph T. Neary, Ph.D. "My wife and I want to take this opportunity to thank you for your excellent service during the purchase of our home. Since we are not familiar with real estate transactions in California, we appreciated your clear explanation of the process and the cost.
 

We are especially grateful to you for working with us to obtain a low interest loan with minimum points."

     

 

Dr. Gary T. Forrest "In reviewing our transactions, here are the things that made a difference to me and got you my business:
 
  1.  Your fee disclosures were prompt and complete.
  2.  Your appraisal took less than a week compared to four weeks for          other brokerages services
  3.  You were always on top of your loans with no loose ends.
  4.  Your rate lock let me concentrate on what I do best. . .selling equipment for my company instead of second guessing rates.
     

"Bottom line. . .you gave the best service and moved the loan along quickly with minimum impact on my time.

    

RAM

831-375-9779 (o)

831-375-9707 (fax)

   
RAM Real Estate and Financial Services DRE #001146811
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