Bob Mellino has an impressive twenty-five year background in the mortgage industry. He served his internship with the Bank of Japan (Japan’s Federal Reserve Bank) then continued his career working with other prestigious companies such as World Savings and the Bank of New York.  

 

Bob’s expertise in understanding complex underwriting guidelines, combined with his extensive experience in the financial industry, benefit his clients no matter how large or complex their loan requirements might be.

 

 

 

 

 

 

 

RAM

831-375-9779 (o)

831-375-9707 (fax)

 

 

 

RAM Real Estate and Financial Services

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